Property Attributes
- MLS#22096686
- TypeSingle Family
- Listing Status Active
- CountyPUTNAM
- CityCoatesville
- AreaFloyd
- NeighborhoodHeritage Lake
- Zip46121
- StyleSplit Level
- Year Built1981
- Taxes$ 3168
- Price$ 760,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3085
- Lot Size0.89 Acres
Data Source:
MIBOR Broker Listing Cooperative
Property Description
Experience lake living at its finest in this beautifully updated waterfront retreat at Heritage Lake, just a short drive west of Indianapolis. Originally built in the 1980s and completely renovated in 2020, this spacious 3,000+/- square foot home blends modern comfort with timeless lakefront charm + 2x6 exterior walls for energy efficiency. Situated on nearly an acre with approximately 160 feet of waterfront, the property offers exceptional space both inside and out. Designed with flexibility and functionality in mind, the home features three private primary suites plus a separate in-law quarters complete with its own kitchenette and space for undercounter refrigerator - ideal for guests, multi-generational living, or extended stays at the lake. Thoughtfully designed kitchen and utility spaces include a butler's pantry/mud room creating the perfect setup for entertaining, food prep or extra storage. Whole house water filter + RO drinking water system. The upper level offers a private retreat featuring a large bedroom, full bath, walk-in closet, loft-style living area, and bonus room ideal for an office, bunk room, hobby space, or additional sleeping quarters. Outside, enjoy low-maintenance cement exterior siding and a gently sloping lot that leads to the water's edge - a somewhat rare and highly desirable feature for easy lake access. Spend your days fishing from the shoreline then head out on the water from your private boat dock complete with boat lift. Whether you're searching for a full-time residence, weekend getaway, or multi-family lake retreat, this Heritage Lake property offers the perfect blend of updated living, versatile space, and exceptional waterfront lifestyle.
| Middle School | High School |
|---|---|
| North Putnam Middle School | North Putnam Sr High School |
| Price History | |
|---|---|
| 5/16/2026 | Listed $849,000 |
| 6/5/2026 | 3$830,000 |
| 6/16/2026 | 2$815,000 |
| 6/26/2026 | 2$799,000 |
| 7/11/2026 | 2$789,000 |
| 7/23/2026 | 2$775,000 |
| 8/10/2026 | 2$760,000 |
General Features
| Heating | Propane |
|---|---|
| Cooling | Central Air |
| Utilities | Sewer Connected |
| Possession | Negotiable |
| Appliances | Dishwasher,Dryer,Electric Water Heater,MicroHood,Microwave,Electric Oven,Refrigerator,Tankless Water Heater,Washer,Water Heater,Water Purifier,Water Softener Owned |
| HOA Fee | 321 |
| Garage Spaces | 2 |
| Association Fee Includes | Clubhouse,Entrance Common,Insurance,Maintenance,ParkPlayground |
| Architectural Style | Split Level |
| Construction Materials | Cement Siding |
| Year Built | 1981 |
| Electric | 200+ Amp Service |
| View | Lake,Water |
| Township | Floyd |
| Levels | Multi/Split |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Waterfront Features | Boat Slip,Dock,Lake Front,Marina in Community,Water Access,Water View,Waterfront |
| Assoc Fee Paid Per | Annually |
| County | Putnam |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Clubhouse,Insurance,Maintenance,Park,Playground |
| HOA | Yes |
| Subdivision Name | Heritage Lake |
| Garage Y/N | Yes |
| Total Rooms | 11 |
| Full Baths | 3 |
| Status | Active |
| Directions | Hwy 36 W past New Winchester towards Groveland. Turn left (S) onto N CR 725 E (BP gas station) to Valley Forge Dr,left on Valley Forge Dr (3 way stop) to Heritage Dr,right on Heritage Dr to home on t |
| High School | North Putnam Sr High School |
| City | Coatesville |
| High School District | North Putnam Community Schools |
| MLS Area | 6710 - Putnam - Floyd |
| Lot Size Square Feet | 38638 |
| Property Attached Y/N | No |
| Current Financing | Conventional,FHA,VA |
| Middle/Junior High School | North Putnam Middle School |
| Virtual Tour | https://videos.backatyou.com/175-mill-springs-smc1261618780_329411_unbranded_listing_video |
| Standard Status | Active |
| Tax Lot | 175 |
| Virtual Tour | https://www.homeforsale.at/175_MILL_SPRINGS_kv4va4-726b?show_listing_video=1 |
| Legal Description | Mill Springs Lot 175 Ccc Sewer Paid Full |
Interior Features
| Interior Amenities | Attic Access,Cathedral Ceiling(s),Entrance Foyer,Paddle Fan,Hi-Speed Internet Availbl,In-Law Arrangement,Eat-in Kitchen,Pantry,Walk-In Closet(s),WoodWorkStain/Painted |
|---|---|
| Basement (Y/N) | No |
| Half Baths | 1 |
| Laundry Features | Main Level |
| Total Bedrooms | 3 |
| Main Level Bedrooms | 2 |
| LivingAreaSource | Assessor |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Fire Pit |
|---|---|
| Parking Features | Attached |
| Lot Features | Close to Clubhouse,Mature Trees,Wooded |
| Water Source | Private |
| Foundation Details | Block |
| Building Area Total | 3085 |
| Lot Size Acres | 0.89 |
| Waterfront Y/N | Yes |
| Other Equipment | Smoke Alarm |
| Horse Amenities | None |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 46121
In The Neighborhood
Coatesville
$ 354,900
- Type
- Single Family
Coatesville
$ 354,900
- Type
- Single Family
Coatesville
$ 396,000
- Type
- Single Family
Coatesville
$ 875,000
- Type
- Single Family
Coatesville
$ 272,900
- Type
- Single Family
Coatesville
$ 272,900
- Type
- Single Family
Coatesville
$ 334,900
- Type
- Single Family
Coatesville
$ 354,900
- Type
- Single Family
Coatesville
$ 410,000
- Type
- Single Family
MIBOR REALTOR® Association All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than eXp Realty in Metropolitan Indianapolis may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Last Updated: August 19, 2026 6:28 PM UTC
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided by the Indiana Regional MLS.
Information last updated on August 19, 2026 6:40 PM UTC
The content relating to real estate for sale and/or lease on this Web site comes in part from
the Internet Data eXchange ("IDX") program of the Northwest Indiana REALTORS® Association Multiple Listing Service ("NIRA MLS"). and is communicated verbatim, without change, as filed by its members. This information is being provided for the consumers' personal, noncommercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing